[Frozen]

Originally posted by Vicious_2003


Do you know how much of a decrease it would be ?

I think that depends on the insurance company you have, but I believe it is a standard of 15% discount. It does not sound like a lot (compared to the 40% discount I'll get for being in the ARMY) but do the math and you'll see it saves you some money in the long run, considering that you have to pay no more than 30 dollars for the course (tomorrow or the day after I'm gonna go to one class that's gonna charge me only 25 bucks)

Also, I believe you can do this every 6 months for a cummulative effect.

By the way, Preventer, I don't want to sound mean, but you're talking shit.

Raising the insurance premiums doesn't have to do shit wether car accidents happen or not. Insurance companies move in a business very similar to gambling. They bet that you will have an accident, you bet that you will not. So yeah, the higher the risk a person will have a car accident, the higher the rates will be. Why? because they CAN'T lose money out of this business. Have you forgotten about the deductibles they also charge, additional to the monthly rates?

And you know what? People actually take advantage of this shit. They wreck their cars in purpose so that the damn insurance company buys them a brand new one.

Car accidents are caused by many different reasons, and raising or lowering rates DOES NOT SIGNIFICANTLY affect the number of accidents.

Many drunk drivers pay high dollar insurance. They're the ones that fuck things up the most. People fall asleep while night driving. They also pay high bills in their insurance.

What you say, that raising insurance rates decreases accidents, is partly true, since many people take this as a responsibility and drive more safely, however, this far from stops accidents from happening, is just like drunk drivers, they know that they'll get their ass in jail for doing that, but still, I believe the highest percentage of car accidents is due to drunk drivers. NOT because of low rates on insurance.

I simply call it "legal highway robbery".