It makes every bit of sense that insurance rates are that high for everyone. Especially for people between the age of 18-25. Automobile accidents is one of (if not the) leading causes of death in the US. 85% of all automobile accidents are because of Driver Failure. When you get behind the wheel of a car you are in control of a weapon. So to complain that insurance rates are that high is absurd. You can always car pool or take the bus or walk to wherever you need to go.
And the reason insurance is so high for you is because you didn't take Drivers Ed. That makes rates at least $100 more expensive.
But yeah $290.00 a month sucks when you probably wont need it. Though it does come in handy because you never know what will happen. You can always drive uninsured if you think your good enough
Note: If you want to look up the stats go ahead. I just got done with Drivers Ed so unless the government is wrong I doubt I am.